Yes, that's right. It has all been a dream.
I don't know where it came from, but the song 'Vindicated' by Dashboard Confessional came into my head about 10 minutes ago. I looked it up on Grooveshark.com and listened to it twice. I really recommend it.
Any additional information about my dreams from here on out will cost you. Just keep that in mind.
ps. The part about me having a stash in Gringotts was just my stash of jellybeans.